奖助金 & 贷款

许多金融援助 packages include a combination of grants and 贷款, in addition to scholarships 直接支付. 补助金通常不需要还款, however, a loan always requires repayment. Find out more about the type of grants and 贷款 that may be available to you below.

联邦财政援助

联邦佩尔助学金

佩尔奖助金 are awarded based solely on financial need. 与贷款不同，助学金通常不会必须偿还. 佩尔助学金的最高数额 2023-2024 is $7,395. 佩尔 Grant is based on enrollment status.

Federal Supplemental Educational Opportunity Grant (SEOG)

这是一个联邦资金 grant for undergraduates who also qualify for a Federal 佩尔 Grant. 奖项一般是约500美元.每年00英镑，而且非常有限.

联邦直接贷款

贷款, unlike grants or work-study, are borrowed money that must be repaid. 这些贷款是一项严肃的义务. The school will electronically disburse your loan(s) each 学期 approximately three weeks after classes begin. 没有分期付款 greater than half the amount of your loan. Your loan funds must first be used to pay for your tuition, fees, Southeast Tech laptop, and Southeast Tech housing. 如果贷款 funds remain, you will be issued a refund by the school's business office. 你必须 be enrolled at least half-time (classes required towards your program) to be el有资格获得直接贷款.

Federal Direct 贷款 are either Subsidized or Unsubsidized.

Subsidized 贷款 are 贷款 that the federal government will pay 利息 on the loan while you are enrolled at Southeast Tech at least half-time.
Unsubsidized 贷款 have all the same terms as the subsidized Direct loan; however, 利息每时每刻都在增长. The federal government DOES NOT pay any interest for you.

利率

As of July 1, 2023, 利息 rate is fixed at 5.50% for both Subsidized and Unsubsidized 贷款.

一年一度的限制	相关的本科	独立本科
第一年	$5,500.00 -不超过 $3,500.这个金额的00美元可能是在补贴贷款吗	$9,500.00 -不超过 $3,500.这个金额的00美元可能是在补贴贷款吗
第二年	$6,500.00 -不超过 $4,500.这个金额的00美元可能是在补贴贷款吗	$10,500.00 -不超过 $4,500.这个金额的00美元可能是在补贴贷款吗
总限制	$31,000.00 -不超过 $23,000.这个金额的00美元可能是在补贴贷款吗	$57,500.00 -不超过 $23,000.这个金额的00美元可能是在补贴贷款吗

联邦家长PLUS贷款

The Federal PLUS Loan is intended for parents of dependent undergraduate students to help pay for their student's cost of education. Approval is based on credit guidelines set by the federal government, not based on need or income, and requires no collateral. As of July 1, 2023, 利息 rate is fixed at 8.直接家长加贷款为05%. To apply online for the PLUS loan at Southeast Tech, please 点击这里.

选择贷款

Before a student applies for an alternative loan, we recommend 学生 fill out the FAFSA form to determine their eligibility for federal financial aid. 如果你决定 after receiving all federal financial aid that additional funding is needed, alternative 贷款是一个不错的选择. 这些都是基于信用的贷款. 大多数替代贷款支付在校期间可以延期吗. Students may use any lender of their choice for alternative 贷款.

快速选择

条款与条件

Most early awards are made on the assumption of full-time attendance for Fall and 春季学期和 that Satisfactory Academic Progress is met. 实际赔偿金额将适应你的入学以及适当的资格状态. The award year begins with Fall 学期 and 夏天结束学期. To receive financial aid, you must contact the 金融援助办公室 to request an 调整你的奖励.

To receive financial aid, classes must b您的课程所需的E.

Fall, Spring and Summer Student Enrollment Status

Full-time: 12 or more credit hours; Three-quarter-time: 9 to 11 credit hours; 中场休息:6至8学时; Less than half-time: 5 credit hours or less. 你必须 be enrolled in at least 6 req需要的学分才有资格接受直接贷款.

附加条款和条件

Classes must be required for program(s) to receive financial aid.

Any changes in enrollment status before or during the award year must b我向财政援助处报告办公室. 这些 changes could affect the amount of assistance you may receive.
Awards are subject to change based on fund availability and/or adjustment的经济需要学生.
Southeast Tech reserves the right to adjust financial aid based on award ch天使或其他信息这是东南理工收到的. If an award is adjusted, there is no carry-over 给另一个人任何一个调整金额.
你必须 be enrolled and attending classes each 学期 for which aid is received.
The responsibility for paying for your education rests primarily with you anD你的家庭. 经济援助是设计向…提供协助 those students who would not be able to attend Southeast Tech without 帮助. The 金融援助办公室 has carefully assessed your need f或协助，连同其他 information pertinent to the decision-making process.
If you do not plan to attend Southeast Tech, please contact the 金融援助办公室取消奖励.